The trust layer for Open Finance — prove a person is real and price their financial risk, without storing a single document.
Landlords, lenders and marketplaces have to judge people they've never met — with tools that are opaque, invasive, or trivial to fake.
A single number with no reasons. No factors, no recourse — and nothing you can act on.
Statements and IDs over-share a person's entire financial life — and are still forged every day.
Synthetic identities and bots sail through sign-up. You genuinely can't tell who's a real person.
A consented bank login proves a unique, real person — then turns their real banking behavior into a 0–100 trust score. Read in memory, deleted the instant it's scored.
Just the connection proves a real person. We read nothing, store nothing.
7 behavioral factors → a 0–100 score, then the raw data is deleted.
Israel's regulated bank API (PSD2-style) makes consented, real-time bank data available — and by design returns zero identifying info. That's perfect for behavior-based trust and for proving personhood. It's live, and no incumbent owns it.
Deep score for high-stakes decisions.
Lightweight, high-volume verification.
Customers buy credits up front and spend one per check — for a Verify or a Score. Bigger packs lower the per-check price; declined checks are refunded.
Marginal cost per check ≈ one Open Finance call
High-volume Verify + premium Score, same credits
Usage-based API for platforms & partners
CREDIT PACKS
PRICE · PER CHECK
| Starter | 10 credits | ₪40 | ₪4.00 |
| Standard | 25 credits | ₪90 | ₪3.60 · −10% |
| Pro | 50 credits | ₪160 | ₪3.20 · −20% |
| Enterprise | 100 credits | ₪280 | ₪2.80 · −30% |
Prices served live from the API · revenue scales linearly with checks
CS finalists in the Fintech & Algorithmic-Trading track — we designed, built, validated and deployed the full platform.
What we're looking for — pilot partners in rentals and online marketplaces, to run real checks and shape the Verify API.
See it live · opengrade.cs.colman.ac.il
Let's talk